Wallet Integration API

Power Your Platform with Integrated Wallets

Build secure, scalable closed-loop or semi-closed-loop wallet systems within your application using our comprehensive Wallet APIs. Manage user balances, process transactions, and enhance engagement.

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Benefits of Integrating a Wallet System

Offer faster transactions, enhance user loyalty, and gain more control over your platform's payment ecosystem.

Instant Internal Transactions

Enable lightning-fast payments between users or for purchases within your platform.

Reduced Transaction Costs

Lower or eliminate external payment gateway fees for wallet-to-wallet or wallet-funded transactions.

Increased User Engagement

Boost loyalty and repeat usage with stored value, cashback, and promotional credits.

Simplified Payouts & Refunds

Instantly issue refunds or payouts directly to user wallets within your ecosystem.

Flexible Fund Management

Manage different types of balances (e.g., main, promotional, loyalty) within a single wallet.

Secure & Scalable APIs

Build on our robust infrastructure designed for security, reliability, and high transaction volume.

Comprehensive Wallet API Suite

All the necessary API endpoints to build and manage your own digital wallet solution.

Wallet Creation & Management

APIs to create, activate, deactivate, and manage user wallets linked to their profiles.

Load Wallet (Top-up) API

Integrate with payment gateways (like Apispayment Pay-in) to add funds securely.

Debit Wallet (Spend) API

APIs to deduct funds for purchases, P2P transfers, or service fees within your platform.

Check Balance API

Allow users and your system to retrieve current wallet balances in real-time.

Transaction History API

Provide users with detailed statements of their wallet credits and debits.

Real-time Webhooks

Receive instant notifications for successful loads, debits, and other critical wallet events.

Wallet Integration API Features

Integrating Your Wallet System

A simplified overview of building wallet functionality with our APIs.

1. Integrate Wallet APIs

Connect your application backend to our secure wallet API endpoints.

2. Create User Wallets

Generate wallets for your users via API upon registration or first use.

3. Load Funds (Optional)

User adds money via integrated PG; API confirms load to wallet.

4. Transact within App

User makes purchase/transfer; your app calls Debit Wallet API.

5. Track & Reconcile

Monitor balances and transactions via APIs and admin dashboard.

Ideal for Various Platforms

Our Wallet Integration API can power diverse business models requiring stored value.

E-commerce Checkout Wallet
Gaming Platforms (In-Game Currency)
Marketplace Escrow/Payouts
Loyalty & Rewards Programs
Gig Economy Worker Payouts
Food Delivery Apps
EdTech Platforms (Credits)
Corporate Expense Management
Subscription Platforms
Community/Membership Platforms
Micro-Lending Platforms
Closed-Loop P2P Transfers

Built for Seamless Development

Integrate wallet functionality quickly and efficiently with our developer tools.

Wallet Integration API Development
Comprehensive API Documentation

Clear guides for all wallet operations: creation, load, debit, balance, history, and webhooks.

Dedicated Sandbox

Test the entire wallet lifecycle, including integrations with payment gateways for loading funds.

RESTful APIs

Standard API design for easy integration into any backend application stack.

Expert Integration Support

Get assistance from our technical team during development, testing, and deployment.

Security & Compliance Considerations

Build your wallet on our secure infrastructure while understanding compliance needs.

Secure API Infrastructure

All API communication is encrypted via TLS; robust authentication protects access.

Data Encryption at Rest

Sensitive wallet balance and transaction data are stored securely using encryption.

Fraud Monitoring Tools

Infrastructure includes measures to help detect and prevent fraudulent wallet activity.

Important Note: While Apispayment provides secure APIs and infrastructure, you (the client) are responsible for ensuring your specific wallet implementation complies with all relevant RBI guidelines and regulations for closed-loop or semi-closed-loop prepaid payment instruments (PPIs), including KYC, transaction limits, and reporting requirements.

Build Your Integrated Wallet Solution Today!

Leverage Apispayment's Wallet APIs to create seamless, secure, and engaging stored value experiences within your platform. Let's discuss how we can power your wallet strategy.

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